Amber Heard has decided to spend the rest of her life knocking on the doors of courts. After her loss in her defamation trial against Johnny Depp, Amber has failed to pay the $8.35 million damages she owes to her ex-husband. Now, the “Aquaman” star has countersued her Insurance Company after it said it “does not have to pay any money as a result of the case”.
A $1 million liability policy To Cover Amber…
Amber Heard is countersuing her Insurance Co., New York Marine and General Insurance Co after it said it does not have to pay any money as a result of the case. The “Aquaman” star took a $1 million liability policy to protect from defamation claims.
Per court documents obtained on Tuesday (Nov. 22), Amber argued that she struck an “unconditional deal” and promised to pay her “defense costs and judgments against her up to a million dollars, no matter what”.
However, the company argued that the jury found the actress guilty of willful misconduct in her claims against the “Pirates of the Caribbean” star, and therefore, they are not liable to fulfil the policy under California law. But Amber condemned the company and stated that they are turning their back on the agreement, which includes breach of contract, among other claims.
A Previous Suit By Amber’s Insurer…
New York Marine and General Insurance Co. filed a lawsuit against Amber Heard in July in the US District Court for the Central District of California. Even though Amber had a $1 million liability policy with the company, a clause in the agreement stated that the company could refuse the payout if Amber was found to have committed “willful” and “malicious” misconduct”.
The point to consider here is that Amber’s insurance coverage was from July 2018-2019, during which, she wrote an op-ed wherein she accused Johnny of “domestic abuse”. However, in their lawsuit, the company stated, ” although an insurance company may be liable for an insured party’s negligence, an insurer is not liable for a loss caused by the willful act of the insured.”
It further added that Amber was found to have acted with malice, and therefore, the insurance company isn’t liable to pay her. The recent countersuit comes in retaliation to this lawsuit, wherein Amber insists that her insurer is liable to pay a part of the damages she owes to her ex-husband, who came out victorious in the six-week-long defamation trial.
Amber owes Johnny $8.35 million per the Virginia court verdict (Depp has to pay $2 million out. of the $10.35m damages) and hasn’t paid the money yet. In the recent filing, her lawyers argued that the claims involving the New York Marine and General Insurance Co. “are not ripe unless and until there is a final judgment in the Depp lawsuit.
As for this countersuit, it’s obvious that the actress won’t succeed. Neither the actress has that kind of money to pay her ex-husband, nor has she decided to stop fighting her legal battles. She has also appealed the verdict, which was followed by an appeal from the actor himself. What do you think? Is the Insurance company obliged to cover her damages?
I am Mallika Singh, a lawyer and writer by profession. Writing gives me a sense of freedom and independence. I am a keen observer and an ardent reader. When not at work, you can find me at the stable. Horse riding is another passion that keeps me going.