To ring in the New Year 2022, a number of people might have to rush to the banks to ensure that their finances are in place.
However, as most of the places like convenience stores, restaurants, and others are closed or have reduced their working hours ahead of the New Year, you might be wondering if banks are open or not on New Year’s Eve and New Year’s Day 2022.
Several banks in the US are open on New Year’s Eve i.e. 31st December (Friday) albeit with reduced working hours.
We have shared more details about the banks and their working hours ahead of New Year Eve and Day 2022. Scroll down.
Check out if Banks are open on New Year’s Eve And New Year’s Day 2022
Few Central Bank branches will close at 3 pm on 31st Dec while some other banks that will close early are BMO Harris Bank, Santander Bank, PNC Bank, Citizens Bank, Ubank, Key Bank, and others.
January 1st – New Year’s Day is one of the 13 US bank holidays when the Federal Reserve is closed for business.
Also, 1st January happens to be a Federal Bank Holiday, and because Jan 1st is Saturday this calendar year many federal offices will be closed on the final Friday of this year.
ATM machines will be available on both days i.e. New Year’s Eve and New Year’s Day.
3rd January will be business as usual for all banks with regular working hours. However, we would advise checking with your local branch for more information.
The majority of the banks will be open for business on New Year’s Eve but the timing might differ from bank to bank. Any inter-bank transactions on 31st Dec will be processed until the next business day i.e. 3rd Jan 2022.
Refer below to some of the bank timings on New Year’s Eve:
| Name of Bank | Working Hours |
| Bank of America | Â Normal branch hours |
| Bank of the West | Â Normal branch hours |
| BBVA | Â Normal branch hours |
| BB&T | Â Normal branch hours |
| BMO Harris Bank | Â Branches open 8 AM to 3 PM |
| Capital One | Â Normal branch hours |
| Chase | Â Normal branch hours |
| Citizens Bank | Â Branches open 8.30 AM to 2 PM |
| Fifth Third Bank | Â Branches open 9 AM to 5 PM |
| Huntington | Â Branches open 9 AM to 5 PM |
| KeyBank | Â Branches open 9 AM to 1 PM |
| People’s United Bank |  Branches open 9 AM to 4 PM |
| PNC Bank | Â Closes at 12 PM |
| Regions | Â Branches open 9 AM to 4 PM |
| Santander Bank | Â Branches open 9 AM to 3 PM |
| SunTrust | Â Normal branch hours |
| TD Bank | Â Many branches open 8 AM to 6 PM |
| UBank | Â Branches open 9 AM to 1 PM |
| Union Bank | Â Many branches open 9 AM to 5 PM |
| U.S. Bank | Â Normal branch hours |
| Wells Fargo | Â Normal branch hours |
Few branch locations of the bank might not be open or operating with limited service because of the steep rise in the Coronavirus cases in many parts of the country.
We would urge you to check with your bank’s relationship manager or the online website of your respective bank before you plan to make a visit.
Thanks to the availability of online banking and mobile banking that works 24*7, one can access funds online as well.
So, plan your financial obligations accordingly to avoid any last-minute rush!
